Tuktuk Insurance
Diskava . Beta . Kava
Tuk tuks are the heartbeat of many Kenyan towns from Mombasa to Nakuru, Kisumu to Nairobi.
Whether you operate commercial delivery tuk tuks or a PSV three-wheel taxi, you need the right insurance to stay safe, compliant and profitable.
Imana Insurance Agency Kenya makes it simple: compare quotes, choose your cover, buy online and get your certificate fast.
Instant
Digital certificate
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Comprehensive vs Third Party Only
Comprehensive tuk tuk cover
The ultimate cover for peace of mind on every ride.
- Damage to your tuk tuk from accidents, overturning or collision
- Theft or attempted theft
- Fire damage
- Damage to third-party vehicles or property
- Third-party injuries or death
- Optional add-ons: excess protector, PVT, road rescue, personal accident
Third Party Only (TPO)
Legal, simple and affordable for those who just want to stay compliant.
- Injuries to third parties
- Damage to third-party property or vehicles
- Legal liability arising from accidents
- Lowest annual premium
- Meets all NTSA and Traffic Act requirements
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Who each cover suits
PSV tuk tuks
Town service and estate service operators carrying passengers.
Commercial delivery
Delivery and light-goods three-wheelers.
Fleet operators
Owners running several units who need consistent cover.
Budget-conscious owners
Operators on lower-risk routes who want the legal minimum.
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Benefits of going comprehensive
- Protects both your tuk tuk and other people
- Reduced financial losses after accidents
- Easy claims support through Imana
- Certificate issued online with zero stress
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How it works with Imana
- Share your details tuk tuk make & model, year of manufacture, usage (commercial or PSV), and value for comprehensive.
- Imana compares prices from top Kenyan insurers.
- You choose your preferred cover.
- Pay via M-Pesa and get your digital certificate instantly.
- Claims, repairs, support Imana walks with you all the way.
Free quote
Insure your tuk tuk today
Compare comprehensive and TPO rates from top Kenyan insurers and get your certificate the same day.