Car Insurance Kenya
Diskava . Beta . Kava
Car insurance isn’t just a legal requirement in Kenya it’s your peace of mind on the road.
Whether you drive a private car, run a PSV taxi, or operate a commercial vehicle, Imana Insurance Agency Kenya helps you compare, choose, and buy the right cover at the best rates from trusted insurers.
Our Nairobi Westlands office connects you to fast, affordable motor insurance with instant quotations, same-day digital certificates, and support when things go sideways.
Same day
Digital certificate
/ 01
Comprehensive car insurance
The all-round protection your vehicle deserves for private, PSV and commercial use.
- Accidental damage to your vehicle
- Theft or attempted theft
- Fire damage
- Third-party liabilities (injury, death, property damage)
- Windscreen, radio and accessories (limits apply)
- Towing & emergency rescue
- Special classes: PSV taxi, ride-hailing, commercial pickups, trucks, delivery vans
/ 02
Third Party Only (TPO)
What’s covered
Simple, legal and budget-friendly the minimum the law requires.
- Injury or death of third parties
- Damage to third-party property
What’s not covered
TPO protects other people, not your own vehicle.
- Your car’s damage
- Theft or fire
- Windscreen, accessories, your own losses
/ 03
Why go comprehensive?
- Protects both your car and other people
- Ideal for high-value, everyday-use or business vehicles
- Optional add-ons: Excess Protector, Political Violence & Terrorism, Loss of Use, Road Rescue, Passenger Liability
/ 04
How it works when you claim
When an accident or loss happens, the insurer steps in to repair or compensate your vehicle. You only pay the policy excess unless you added an excess protector. Once assessed, repairs start immediately at approved garages.
- Share your details car make/model, year of manufacture, vehicle value, current insurer and expiry date.
- We compare quotations from trusted Kenyan insurers and send you the options.
- You choose the cover that matches your budget and how you use the car.
- Pay via M-Pesa and receive your digital certificate the same day.
Free quote
Ready to insure your car?
Get quotations from top insurers in minutes — no obligation, and your certificate the same day.