Motorcycle Insurance
Diskava . Beta . Kava
Riding a motorbike in Kenya hits different the freedom, the speed, the hustle, the grind.
But one thing never changes: the road can flip the script when you least expect it. That’s why the smartest riders stay covered.
At Imana Insurance Agency we help bikers across Kenya get the right cover for their daily missions private rides, delivery errands, courier work or PSV boda boda.
From 4,000
Annual premium
/ 01
Why it matters
Motorcycles are powerful, but they’re vulnerable. One mistake, one reckless driver, one sudden turn and you’re staring at hospital bills, damage claims or police trouble. With the right cover you keep your finances intact and your hustle alive.
/ 02
Comprehensive vs Third Party Only
Comprehensive cover
VIP protection for bikers your bike, third parties and the extra risks.
- Damage to your motorcycle from accidents, collisions or overturning
- Theft or attempted theft
- Fire damage
- Accidental damage
- Third-party liabilities injury, death, property damage
- Riot & strikes, depending on insurer
- Floods & natural disasters
- Towing services after an accident
- Personal accident cover for the rider, optional add-on
Third Party Only (TPO)
The most basic and legally mandatory cover for all motorbikes.
- Injury or death of third parties
- Damage to third-party property
- Not covered: your motorcycle damage
- Not covered: theft, fire, riots, natural disasters
- Not covered: rider injuries
/ 03
PSV / boda boda cover
For boda riders, delivery riders and bike taxis, insurance isn’t optional it’s survival.
Boda boda taxis
Daily passenger operations on town and estate routes.
Rider apps
Bolt, Faras, Little and SafeBoda riders.
Delivery bikes
Glovo, Uber Eats, Sendy and similar delivery work.
Courier companies
Fleet cover for courier and last-mile operators.
/ 04
How it works
- Tell us your bike’s details make/model, year of manufacture, value for comprehensive, and type of use.
- Imana compares multiple insurance quotes for you.
- We send the best quotations on WhatsApp or email.
- You choose your preferred insurer.
- Make payment by M-Pesa, bank or cash.
- Get your motorbike insurance certificate within minutes.
/ 05
Why riders choose Imana
- Free quotation comparison
- Instant insurance certificates
- Covers for all motorcycle categories
- Trusted partners: APA, Britam, First Assurance, Pacis, GA, Xplico and more
- Easy online process nationwide
- WhatsApp support & claim assistance
- Affordable premiums for both TPO & comprehensive
Free quote
Keep the hustle covered
Send us your bike details and we’ll compare TPO and comprehensive rates from trusted insurers.