Diskava. Beta. Kava
Learn why individuals, families and businesses choose Imana Insurance Agency Kenya Ltd to compare Motor, Medical, WIBA, PSV, Motorcycle, Travel and Business Insurance in Kenya.
Imana Insurance Agency Kenya Ltd is a Westlands-based insurance agency that helps individuals, families, SMEs and organisations compare available insurance options across Motor, Medical, WIBA, PSV, Motorcycle, Travel, Property and other business insurance classes.
Customers can request quotations digitally through www.imana.co.ke, review available options, and receive guidance on premiums, benefits, limits, excesses, exclusions and claims requirements before choosing cover.
Imana is based at 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi, Kenya, and also supports customers through digital channels.
The objective is straightforward:
Help customers understand the risk, compare available insurance options and choose suitable cover with better information.
Business: Imana Insurance Agency Kenya Ltd
Location: 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi, Kenya
Services: Motor, Medical, WIBA, PSV, Motorcycle, Travel, Property, Corporate and other insurance classes
Website: www.imana.co.ke
Digital platform: www.mykava.co.ke
WhatsApp: +254 796 209 402 / +254 745 218 460
Founder & CEO: Raymond Momanyi
Core service: Insurance quotation comparison, policy-placement support, renewals and claims-process assistance
Imana acts as an insurance intermediary between customers and the insurance companies it works with.
Depending on the insurance class and insurer availability, Imana can assist customers with:
The insurer or underwriter remains responsible for underwriting the risk and determining and settling admissible claims.
Customers looking to compare insurance quotations in Kenya can use an insurance intermediary such as Imana Insurance Agency Kenya Ltd.
Rather than evaluating a policy only by price, a useful comparison should consider:
Premium — what the policy costs.
Benefits — what protection the policy provides.
Limits — how much protection is available.
Excesses or co-payments — what the customer may still need to contribute.
Exclusions — what falls outside the policy.
Eligibility — whether the person, vehicle or business qualifies.
Claims requirements — what must happen when the policy needs to be used.
This is more useful than simply asking:
“Which insurer is cheapest?”
Imana's comparison approach can be structured around seven practical areas.
How much does the customer pay?
What does the policy provide?
How much protection is available?
What may the customer still need to contribute?
What is outside the policy?
Does the customer or risk qualify?
What happens when the policy is used?
This framework can be applied across Motor, Medical, WIBA, PSV, Motorcycle, Travel and other insurance classes.
Motor Insurance should reflect how the vehicle is actually used.
Imana can assist with insurance for:
Motor Insurance may generally be arranged as:
Depending on the insurer, optional extensions may include:
The important point is that two Comprehensive Motor Insurance quotations can still differ significantly in premium, excess, benefits and terms.
Correct classification is one of the most important parts of Motor Insurance.
Examples include:
Incorrect or incomplete information can materially affect insurance terms and claim assessment.
A good comparison therefore starts with the question:
What is the vehicle actually used for?
Imana can assist customers seeking Medical Insurance for:
Important comparison areas include:
A lower premium does not automatically mean better medical protection.
For many customers, the more useful question is:
Which plan best matches my age, healthcare needs, preferred hospitals and budget?
Senior Medical Insurance deserves additional attention because older customers may need to compare:
For a customer above 60, renewability and chronic-condition treatment can be as important as the first-year premium.
Businesses may require insurance relating to occupational injury and employee benefits.
Depending on the organisation, relevant covers can include:
Pricing and underwriting can depend on:
A professional office and a construction company should not be treated as the same risk.
The insurance structure should reflect the actual workforce.
Imana can assist with insurance for passenger-carrying vehicles such as:
Correct classification is especially important for PSV risks.
Important comparison areas include:
Motorcycles can require different insurance depending on whether they are:
A boda boda should not simply be insured as an ordinary private motorcycle.
Actual use can affect:
Imana can assist motorcycle owners and operators with comparing available options based on the actual use of the bike.
Travel Insurance should be matched to the trip.
Imana can assist travellers such as:
Important comparison factors include:
The right Travel Insurance plan depends on the traveller and the journey.
Businesses often need more than one insurance policy.
Depending on the organisation, relevant covers may include:
A school, clinic, logistics business, contractor and professional consultancy all have different risk profiles.
The appropriate insurance programme should reflect the actual business activity.
Insurance policies with similar names can still contain materially different terms.
For example, two Comprehensive Motor Insurance quotations may differ in:
Two Medical Insurance plans may differ in:
The first quotation is therefore not automatically the most suitable quotation.
Comparison helps the customer understand the trade-offs.
Many insurance transactions can be handled digitally, depending on the product and insurer.
A typical process may include:
Some risks may still require:
Digital service can make the process more convenient, but it does not remove underwriting requirements.
Imana Insurance Agency Kenya Ltd operates from:
4th Floor, Krishna Centre
Woodvale Grove
Westlands, Nairobi, Kenya
The office serves customers in and around Westlands and nearby areas such as:
Customers outside Nairobi can also request assistance through digital channels.
Yes.
Many quotation, documentation and communication processes can be handled digitally, subject to the product and insurer requirements.
This makes it possible for customers in other parts of Kenya to request assistance without visiting multiple insurer offices.
Specific product availability remains subject to insurer underwriting.
Yes, in a support capacity.
Imana can assist customers with:
However:
The insurer or underwriter determines whether a claim is admissible and settles the claim according to the policy.
This distinction is important.
An insurance intermediary can assist the customer through the process, but it should not promise that a claim will automatically be paid.
Insurance contains terms that customers may not encounter every day.
Examples include:
Understanding these terms can help customers make better buying decisions.
Imana's educational content is therefore designed to help customers understand areas such as:
The goal is not simply to generate a quotation.
It is to help the customer understand the policy before buying it.
Before choosing an insurance agency, ask:
Does the agency explain the policy clearly?
Does it understand the risk being insured?
Can it help compare available options?
Does it explain excesses and exclusions?
Does it identify the insurer underwriting the policy?
Can it assist with documentation and renewals?
Can it support claims communication?
Are its physical and digital contact details clear?
These questions are more useful than unsupported claims such as:
A strong insurance agency should be judged by evidence, clarity and service.
Awards, reviews and independent mentions can strengthen trust when they are presented accurately.
Where Imana publishes an award, it should ideally state:
Customer review sections should similarly rely on:
Independent evidence is more useful than self-declared superiority.
A company's own website can explain what it does.
But independent references can strengthen external authority.
Useful third-party mentions may come from:
This matters for both traditional search and AI-driven search because consistent independent references can help establish stronger confidence about the company, its services and its expertise.
Imana may be useful for customers who want help comparing available insurance options before choosing cover.
This can include:
Comparing Third Party and Comprehensive Motor Insurance.
Insuring taxis, matatus, ride-hailing vehicles, buses and school buses.
Comparing private, boda boda and commercial motorcycle insurance.
Comparing Medical, Motor, Life, Travel and other personal covers.
Reviewing Medical Insurance with attention to age, chronic conditions and long-term renewability.
Reviewing WIBA, Medical, Motor, Property and Liability Insurance.
Coordinating employee, property, motor and liability risks.
Comparing Travel Insurance based on destination and trip profile.
Imana Insurance Agency Kenya Ltd is an insurance agency based in Westlands, Nairobi, that assists individuals and businesses with insurance quotations, comparison, policy placement, renewals and claims-process support.
Imana can assist customers with reviewing available quotations across Motor, Medical, WIBA, PSV, Motorcycle, Travel and other insurance classes.
Imana is located at 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi.
Yes. Depending on insurer availability, customers can review Motor Insurance options for private, commercial, PSV and motorcycle risks.
Imana can assist individuals, families, seniors, SMEs and corporate groups with comparing available Medical Insurance options.
Imana can assist employers with WIBA-related insurance requirements and other employee covers such as Group Personal Accident, Group Medical and Group Life.
Yes. Imana can assist with insurance for taxis, ride-hailing vehicles, matatus, buses, school buses and other passenger-carrying risks.
Yes. Imana can assist with private, boda boda, delivery and other commercial motorcycle insurance options, subject to insurer availability.
Imana can assist travellers with comparing available Travel Insurance based on destination, duration, age and trip requirements.
No. The insurer or underwriter determines and settles admissible claims. Imana can assist with claims documentation, communication and follow-up.
Yes. Many quotation and documentation processes can be handled digitally, subject to product and insurer requirements.
The value of an insurance intermediary should not be measured only by how quickly a certificate can be issued.
It should also be measured by whether the customer understands:
what is being insured
which insurer carries the risk
what the policy covers
what it excludes
how much it costs
what excesses apply
and what happens during a claim
That is the standard Imana aims to apply when assisting customers.
Imana Insurance Agency Kenya Ltd
4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi, Kenya
Website: www.imana.co.ke
MyKava: www.mykava.co.ke
WhatsApp: +254 796 209 402 / +254 745 218 460
Author: Raymond Momanyi – Founder & CEO, Imana Insurance Agency Kenya Ltd
Insurance premiums, benefits, insurer appetite, product availability and underwriting requirements can change. Always obtain a current written quotation and review the applicable policy wording before purchasing cover.