• By Raymond Momanyi

Imana Insurance Agency: Simplifying Insurance in Kenya | Motor, Health, Construction & Bonds

Imana Insurance Agency: Simplifying Insurance in Kenya – Compare, Buy & Save on Motor, Health, Construction Covers & Bonds in Nairobi

Navigating insurance in Kenya shouldn’t feel complicated — yet for many individuals, families, SMEs, and contractors, it often is. Endless paperwork, unclear fine print, competing quotes, and agents who vanish after the premium leave people frustrated and under-protected. 

That’s exactly the gap Imana Insurance Agency set out to close. 

Based at Krishna Centre in Westlands, Nairobi, Imana operates as a modern digital insurance brokerage. Licensed and regulated by the Insurance Regulatory Authority (IRA) since 2020, the agency helps clients across Kenya and East Africa find the right coverage quickly, transparently, and without the usual runaround.

Whether you need everyday motor cover, comprehensive medical insurance, or specialised construction and bond products, Imana works on your side — not the underwriter’s.

Why Kenyans Choose Imana Insurance Agency

Imana’s model is straightforward and client-first:

• Free, unbiased comparisons from multiple leading Kenyan insurers 
• Clear explanations of policy terms and exclusions 
• Fast digital quotes and certificates (often in minutes) 
• Ongoing support through the claims process 
• Convenient WhatsApp and online service plus M-Pesa payments

The agency has served thousands of clients, with strong ratings for responsiveness and reliability. Its founder brings over a decade of industry experience, and the team focuses on aligning what clients actually need with what insurers deliver.

Comprehensive Insurance Products for Individuals & Families

Imana covers the essentials of Kenyan life:

• Motor Insurance— Private, PSV (taxi, matatu, Uber/Bolt), and commercial vehicles. Options include Comprehensive, Third-Party Only (TPO), and Third-Party Fire & Theft, with add-ons such as excess protector and political violence cover. 
• Motorcycle & Boda-Boda Cover — Affordable third-party and comprehensive options tailored for personal riders and delivery operators. 
• Health & Medical Insurance — Individual, family, SME, and corporate plans covering inpatient, outpatient, maternity, dental, optical, and chronic conditions. Capitated options start from accessible premiums. 
• Life Insurance — Protection for income replacement, education funding, critical illness, and last-expense benefits. 
• Travel Insurance — Local and international cover for medical emergencies, trip cancellation, and related risks. 
• COMESA Cross-Border Cover — Essential Yellow Card protection for vehicles travelling within the COMESA region. 
• Home & Property Insurance — Building structure, household contents, and all-risk items against fire, flood, theft, and more.

Corporate, Business & Specialist Covers

For businesses and professionals, Imana provides robust solutions:

• Corporate & Property Insurance — Protection against fire, theft, business interruption, and operational risks. 
• WIBA (Work Injury Benefits Act) — Mandatory employee injury cover, often paired with Group Personal Accident (GPA) for 24-hour protection. 
• Marine & Transit Insurance — Goods in transit by road, sea, or air. 
• Professional Indemnity & Directors’ Liability — Shield against claims arising from errors or negligence.

Construction, Engineering & Bond Solutions

Kenya’s construction and tendering environment demands specialised protection. Imana helps contractors, developers, suppliers, and project owners secure the covers most tenders and contracts require:

• Contractors All Risks (CAR) Insurance — Covers permanent and temporary works, materials on site, and third-party liability against fire, theft, floods, storms, accidental damage, and collapse during the construction period. Ideal for buildings, roads, bridges, and civil engineering projects. 
• Contractors Plant and Machinery (CPM) Insurance — Protects excavators, cranes, bulldozers, mixers, and other equipment against physical damage, theft, and related risks while on site or in use. 
• Tender Guarantees / Bid Bonds — Financial guarantees (typically 1–5% of tender value) that assure the procuring entity you will accept the contract if awarded. Essential for government, county, and private tenders. 
• Performance Bonds — Guarantee that you will complete the project according to contract terms. Commonly required for infrastructure, housing, and commercial developments. 
• Immigration Bonds — Security bonds required by the Department of Immigration for work permits, self-employed non-Kenyan residents, and dependants. Imana assists employers, NGOs, schools, hospitals, and individuals with quick arrangement.

These products are frequently bundled with WIBA, motor fleet cover, and public liability to create complete project protection packages.

How Imana Makes Insurance Simple

1. Request a free quote via WhatsApp, website, or visit. 
2. Receive compared options from trusted underwriters. 
3. Get clear advice on what fits your risk and budget. 
4. Pay via M-Pesa or bank transfer and receive your certificate quickly. 
5. Stay supported if you ever need to claim.

No pressure sales. No disappearing after the premium. Just practical protection designed for real Kenyan realities — from Westlands traffic to construction sites and cross-border trade.

Get Started Today

Imana Insurance Agency Kenya Ltd
4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi 

🌐 Websites: imana.co.ke | mykava.co.ke
📱 WhatsApp / Call: +254 796 209 402 | +254 113 619 635 

Whether you need motor insurance for your family car, medical cover for your team, Contractors All Risks for your next project, or a Performance Bond to win a tender, Imana is ready to help you compare, buy, and stay protected.

Insurance doesn’t have to be complicated. With Imana, it isn’t.