Personal Accident Insurance
Diskava . Beta . Kava
Life can flip the script in a second a fall, a crash, a workplace mishap, a late-night boda incident.
Personal Accident (PA) Insurance steps in right where life gets unpredictable, giving you financial backup when injuries or disability occur.
At Imana Insurance Agency Kenya Ltd we help you compare the best Personal Accident cover in Kenya from trusted insurers, pick the right limits, and get protected within minutes.
Minutes
Cover activated
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What personal accident covers
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Accidental death
A lump-sum payout to your family.
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Permanent disability
Compensation if an accident causes permanent loss, partial or total.
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Temporary disability
Weekly benefits for the period you cannot work.
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Accidental medical expenses
Hospital bills arising from an accident.
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Funeral expenses
Support for final rites after accidental death.
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How a claim works
- An accident occurs causing injury, disability or death.
- You notify us or your insurer immediately.
- Submit the required documents medical reports, receipts, and an employer letter if applicable.
- The insurer assesses the claim against your benefit limits.
- Compensation is paid directly to you or your dependants.
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Getting covered
- Fill out the short form and our team sends multiple PA quotes for comparison
- Choose your preferred insurer and pay easily via M-Pesa
- Get your cover within minutes
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Why you need it
Protects your income
Weekly benefits keep money coming in when an accident disrupts your life.
Covers hospital bills
Emergency medical costs from unforeseen accidents are taken care of.
Built for everyone
Affordable for individuals, families, businesses, riders, drivers and students.
Free quote
Cover the unexpected
Flexible limits to match any budget — tell us what you need and we’ll send options in minutes.