• By Raymond Momanyi

MyKava Medical Insurance Kenya | Imana & Birdview Health Insurance Cover

Discover MyKava Medical Insurance by Imana Insurance and Birdview Microinsurance. Get affordable inpatient, outpatient, dental, optical, child-only and family medical cover in Kenya, with entry up to age 75 and renewal up to age 100.

Affordable Medical Insurance for Every Generation

Medical emergencies rarely give families time to prepare. A sudden illness, accident or hospital admission can quickly turn into a major financial burden.

That is why Imana Insurance Agency Kenya Ltd has partnered with Birdview Microinsurance Limited to offer MyKava Medical Insurance — an affordable and flexible medical insurance solution designed for children, adults, families, groups and SMEs in Kenya.

With plans starting from KSh 4,810 per year, depending on age and selected benefits, MyKava gives more Kenyans an opportunity to start protecting themselves against unexpected medical expenses.

Who Can Join MyKava Medical Insurance?

MyKava has been designed to accommodate people across different stages of life.

Cover is available for:

• Children from as young as 1 day old
• Young adults
• Individuals and spouses
• Parents and families
• Older adults joining up to 75 years of age
• Existing members who may renew their cover up to age 100, subject to policy terms
• Child-only policies
• Chamas and welfare groups
• SMEs and staff groups

This broad eligibility makes MyKava particularly useful for families looking for medical insurance that can accommodate different generations.

What Does MyKava Medical Insurance Cover?

1. Inpatient Medical Cover

Inpatient insurance protects the insured member when hospital admission is required for an eligible medical condition.

Clients can select from inpatient limits of:

• KSh 100,000
• KSh 300,000
• KSh 500,000
• KSh 750,000

This gives clients the flexibility to select a benefit level that matches both their healthcare needs and budget.

2. Optional Outpatient Cover

Clients who need protection for medical treatment that does not require hospital admission can add outpatient cover.

Available outpatient limits include:

• KSh 30,000
• KSh 40,000
• KSh 50,000
• KSh 75,000

Outpatient cover provides access to eligible routine medical services under the selected plan and provider network.

3. Dental Benefits

Depending on the option selected, MyKava can include dental benefits, helping members meet eligible dental treatment costs rather than paying entirely out of pocket.

4. Optical Benefits

Selected plans also provide optical benefits, giving members additional support for eligible eye-care services.

Birdview also identifies inpatient, outpatient, family-friendly plans, dental and optical benefits among MyKava's core medical insurance features.

5. Child-Only Medical Insurance

Parents do not necessarily have to buy a full family policy before protecting their children.

MyKava allows child-only medical cover, making it possible for a parent or guardian to insure a child independently.

This can be especially useful for parents who already have employer medical insurance but need separate cover for a child, or families who want to start their medical insurance journey by protecting their children first.

6. Family Medical Cover

MyKava can accommodate the principal member, spouse and children, allowing families to build medical protection according to their ages, needs and available budget.

Members are generally priced according to their respective age bands and selected benefit limits, meaning a family can select a structure that suits its circumstances rather than relying on a one-size-fits-all package.

7. East Africa Regional Cover

MyKava also provides regional medical protection across East Africa, subject to the applicable policy terms and provider arrangements.

This can be valuable for people who regularly travel, work, study or conduct business within the East African region.

8. Cover for Groups, Chamas and SMEs

MyKava is not limited to individual families.

The product can also be structured for:

• Chamas
• Welfare groups
• Community groups
• SMEs
• Staff teams

Instead of relying entirely on emergency fundraising when a member falls ill, groups can put structured medical protection in place in advance.

How Much Does MyKava Medical Insurance Cost?

Premiums depend on the member's age, selected inpatient limit, optional outpatient benefits and applicable underwriting terms.

Indicative inpatient premiums currently start from approximately KSh 4,810 per year for the lowest age band with a KSh 100,000 inpatient limit.

Higher inpatient limits of KSh 300,000, KSh 500,000 and KSh 750,000 are available at different premium levels.

This allows clients to choose cover based on what they can comfortably afford instead of assuming that medical insurance must always be expensive.

Why the Imana–Birdview Partnership Matters

Buying health insurance is not just about getting the lowest premium.

You need to understand:

• Your benefit limits
• What inpatient and outpatient cover includes
• Applicable waiting periods
• Dental and optical benefits
• Hospital network
• Eligibility conditions
• Exclusions and sub-limits
• How dependants are covered
• Claims procedures

Through the partnership, Birdview Microinsurance provides the insurance solution while Imana Insurance Agency Kenya Ltd helps clients understand, compare and access the cover more conveniently.

Clients buying through Imana benefit from guidance on available options, assistance with quotations and onboarding, explanations of cover limits and digital access through online and WhatsApp channels.

One Cover. Your Whole Family.

The real value of medical insurance is not seen on the day you pay the premium.

It is seen on the day someone you love needs medical attention and the family does not have to start selling assets, borrowing money or organising an emergency fundraiser before treatment can begin.

With entry available across a broad age range, child-only options, family cover, inpatient limits of up to KSh 750,000, optional outpatient benefits of up to KSh 75,000, dental and optical options and East Africa regional protection, MyKava Medical Insurance provides a practical starting point for families seeking affordable health insurance in Kenya.

Get a MyKava Medical Insurance Quote

Before buying, request a personalised quotation based on your age, family composition and preferred benefits.

Get your MyKava Medical Insurance quote online:
https://www.imana.co.ke/mykava-product-quote

Imana Insurance Agency Kenya Ltd:
https://www.imana.co.ke/

Birdview Microinsurance:
https://birdviewmicroinsurance.com/

Call/WhatsApp Imana: 0796 209 402

Benefits, premiums, eligibility, waiting periods, exclusions and provider access are subject to the applicable policy terms, underwriting requirements and insurer confirmation.

Author: Raymond Momanyi - CEO&Founder Imana Insurance Agency Kenya Ltd

 MyKava. MyHealth. Kesho Iko Secured.