Blog Details
Diskava. Beta. Kava
23May
MyKava Medical Insurance
Affordable Health Cover by Imana Insurance Agency Kenya Ltd in Partnership with Birdview Microinsurance Limited
Medical bills can arrive without warning. One admission, one emergency, one unexpected illness — and suddenly a family’s savings can disappear faster than expected.
That is why MyKava Medical Insurance, offered through Imana Insurance Agency Kenya Ltd in partnership with Birdview Microinsurance Limited, is designed to make medical insurance more affordable, flexible, and accessible for Kenyans.
This cover is suitable for children, individuals, families, groups, chamas, welfare groups, and SMEs looking for practical health protection without paying extremely high premiums.
What Is MyKava Medical Insurance?
MyKava Medical Insurance is a flexible health insurance solution that allows clients to choose medical cover based on their age, budget, and preferred benefit limits.
The product offers options for:
- Principal members
- Children
- Spouses
- Whole families
- Groups and chamas
- Welfare groups
- SMEs and staff teams
The cover is mainly priced per person, meaning each member is quoted based on their age band and selected benefit limit.
This makes the product practical because a client can start small, add dependants, or build a family/group quotation depending on budget.
Why MyKava Medical Insurance Matters
Many people only start looking for medical insurance after a hospital emergency. By that time, it may already be too late to get immediate cover.
MyKava Medical Insurance helps clients plan early by offering affordable premiums starting from around KSh 4,000 per year, depending on age, selected benefit limits, and underwriting approval.
The cover gives families and groups a better way to prepare for healthcare costs instead of waiting for hospital bills to knock loudly at the worst possible time.
Is the Cover Per Person or Per Family?
The cover is mainly priced per person.
However, you can buy cover for:
- Principal member only
- A child only
- A spouse only
- The whole family
- A group, chama, welfare group, or SME team
Each person is quoted based on their age band and the benefit limits selected.
For example, a parent can buy cover for one child only, a spouse only, or the entire family. A chama or SME can also request a group quotation depending on the number of members to be covered.
What Is Covered?
MyKava Medical Insurance offers flexible medical cover options, including:
Inpatient Cover
This applies when a covered member is admitted to hospital. Inpatient limits range from KSh 100,000 to KSh 750,000, depending on the selected option.
Outpatient Cover
Outpatient cover is available as an optional add-on for clinic visits and other eligible outpatient services. Outpatient limits range from KSh 30,000 to KSh 75,000, depending on the plan selected.
Child-Only Cover
Children can have their own medical policy. This is useful for parents who may not be ready to buy full family cover but still want to protect their children.
Dental and Optical Benefits
Dental and optical benefits may be included depending on the selected plan.
East Africa Regional Cover
The product also offers regional protection across East Africa, making it useful for clients who travel or move within the region.
MyKava Medical Insurance Premium Options
Below are the indicative annual premium options per person. The final premium depends on age, selected limit, underwriting, and insurer confirmation.
Inpatient Cover Premiums
Inpatient Limit: KSh 750,000
Annual premiums per person:
- 1 month – 20 years: KSh 6,620
- 21 – 40 years: KSh 11,800
- 41 – 54 years: KSh 17,310
- 55 – 65 years: KSh 23,450
- 66 – 75 years: KSh 33,350
Inpatient Limit: KSh 500,000
Annual premiums per person:
- 1 month – 20 years: KSh 5,890
- 21 – 40 years: KSh 10,190
- 41 – 54 years: KSh 14,910
- 55 – 65 years: KSh 20,180
- 66 – 75 years: KSh 26,680
Inpatient Limit: KSh 300,000
Annual premiums per person:
- 1 month – 20 years: KSh 5,350
- 21 – 40 years: KSh 9,260
- 41 – 54 years: KSh 13,200
- 55 – 65 years: KSh 17,610
- 66 – 75 years: KSh 22,680
Inpatient Limit: KSh 100,000
Annual premiums per person:
- 1 month – 20 years: KSh 4,810
- 21 – 40 years: KSh 7,790
- 41 – 54 years: KSh 9,730
- 55 – 65 years: KSh 14,480
- 66 – 75 years: KSh 17,400
Outpatient Cover Premiums
Outpatient cover is optional and can be added depending on your preferred level of protection.
Outpatient Limit: KSh 75,000
Annual premiums per person:
- 1 month – 20 years: KSh 12,210
- 21 – 40 years: KSh 14,440
- 41 – 54 years: KSh 16,670
- 55 – 65 years: KSh 20,390
- 66 – 75 years: KSh 20,390
Outpatient Limit: KSh 50,000
Annual premiums per person:
- 1 month – 20 years: KSh 9,710
- 21 – 40 years: KSh 11,290
- 41 – 54 years: KSh 14,260
- 55 – 65 years: KSh 18,160
- 66 – 75 years: KSh 18,160
Outpatient Limit: KSh 40,000
Annual premiums per person:
- 1 month – 20 years: KSh 7,880
- 21 – 40 years: KSh 9,700
- 41 – 54 years: KSh 11,770
- 55 – 65 years: KSh 15,590
- 66 – 75 years: KSh 15,590
Outpatient Limit: KSh 30,000
Annual premiums per person:
- 1 month – 20 years: KSh 5,860
- 21 – 40 years: KSh 7,960
- 41 – 54 years: KSh 10,080
- 55 – 65 years: KSh 12,910
- 66 – 75 years: KSh 12,910
Who Should Consider MyKava Medical Insurance?
MyKava Medical Insurance is suitable for different categories of clients.
Parents
Parents can buy cover for children, including child-only plans. This is practical for families that want to start with the children first before taking up full family cover.
Young Adults
If you are employed, self-employed, running a small business, or starting life independently, this cover gives you a budget-friendly way to access medical protection.
Families
Families can build their cover member by member, depending on age, need, and budget.
Chamas and Welfare Groups
Many chamas and welfare groups raise emergency contributions when a member is admitted to hospital. MyKava Medical Insurance gives groups a more organized way to prepare in advance.
SMEs and Employers
Small businesses can use this cover to support staff welfare without committing to expensive corporate medical schemes.
How Do You Buy MyKava Medical Insurance?
Buying the cover is simple.
Send your details to Imana Insurance Agency on WhatsApp, including:
- Name
- Age or date of birth
- Number of people to be covered
- Ages of all members to be covered
- Preferred inpatient limit
- Preferred outpatient limit, if needed
- ID or birth certificate details where required
The Imana team will calculate your quote, explain the available options, guide you through payment, and assist with onboarding.
How Long Does the Cover Take to Be Active?
Once application details and payment are completed, activation is usually processed within 12 to 24 hours, subject to underwriting and confirmation by the insurer.
Clients are encouraged to buy early instead of waiting until someone is already unwell or admitted.
Why Buy Through Imana Insurance Agency Kenya Ltd?
Imana Insurance Agency Kenya Ltd helps clients understand, compare, and buy insurance covers in a simpler way.
When buying MyKava Medical Insurance through Imana, clients get:
- Clear explanation of benefits
- Quote guidance based on age and budget
- Support during application and onboarding
- Help understanding cover limits
- Digital convenience through WhatsApp and online channels
- Insurance advisory support before buying
Insurance should not feel complicated. Imana helps make it clear, practical, and accessible.
MyKava Wisdom
Medical insurance is not just another expense. It is a financial safety net that protects your savings, your peace of mind, and the people you care about.
MyKava Medical Insurance, by Imana Insurance Agency Kenya Ltd in partnership with Birdview Microinsurance Limited, gives Kenyans a practical and affordable way to start protecting their health.
Whether you need cover for yourself, your child, your spouse, your family, your chama, or your SME team, this product gives you a strong starting point.
Don’t wait until hospital bills start knocking. Secure your health early.
Get a Quote Today
Call/WhatsApp:
+254 113 619 635 | +254 745 218 460 | +254 113 806 810 | +254 103 806 588
Websites:
www.imana.co.ke | www.mykava.co.ke
M-Pesa Paybill:
7596117
MyKava Medical Insurance — affordable cover today, healthier tomorrow.