• By Raymond Momanyi

Imana Afya Medical Insurance Cover

Exceeding Your Expectations with Comprehensive Health Solutions 

Imana Insurance Agency Kenya Ltd has partnered with Birdview Microinsurance to bring you Imana Afya—an affordable, robust medical insurance package designed to protect what matters most. This product works perfectly for individuals, families, registered groups, and corporate organizations. 

What Does Imana Afya Cover? 

Enjoy total peace of mind with generous coverage across all essential medical services: 

• Inpatient Cover: KSh 500,000
• Outpatient Cover: KSh 75,000
• Maternity Cover: KSh 75,000
• Dental Care: KSh 10,000
• Optical Care: KSh 10,000
• Last Expense Benefit: KSh 75,000

 

Key Benefits & Policy Features
 

• Pre-Existing & Chronic Conditions: Comprehensive coverage for pre-existing, chronic, psychiatric, congenital conditions, and HIV/AIDS (including related conditions), subject to standard policy waiting periods.
• Last Expense: Built-in last expense benefit to support your family when it is needed most.
• East African Coverage: Full territorial coverage within East Africa, ensuring you are protected even while traveling.
• Flexible Child Dependant Age Limits: Entry age starts from 18 years and is extendable up to 25 years with valid proof of schooling.
• Generous Adult Age Limits: Entry age for adults goes up to 70 years, with an exceptional renewal extension up to 100 years.

 

Annual Benefits & Premium Rates

 

1. Core Inpatient & Maternity Cover

Benefits: KSh 500,000 Inpatient | KSh 75,000 Maternity
 

• M (Principal Member Only): KSh 8,230
• M+1 (Principal + 1 Dependant): KSh 12,345
• M+2 (Principal + 2 Dependants): KSh 13,826
• M+3 (Principal + 3 Dependants): KSh 15,308
• M+4 (Principal + 4 Dependants): KSh 16,789
• M+5 (Principal + 5 Dependants): KSh 18,271

 

2. Optional Outpatient, Dental & Optical Package

Benefits: KSh 75,000 Outpatient | KSh 10,000 Dental | KSh 10,000 Optical (each)
 

• M (Principal Member Only): KSh 12,190
• M+1 (Principal + 1 Dependant): KSh 21,940
• M+2 (Principal + 2 Dependants): KSh 21,940
• M+3 (Principal + 3 Dependants): KSh 21,940
• M+4 (Principal + 4 Dependants): KSh 21,940
• M+5 (Principal + 5 Dependants): KSh 21,940

 

What is Required to Sign Up?
 
Getting covered is quick and hassle-free! Just provide:
 

• A copy of your KRA PIN
• A copy of your National ID or Passport
• Fill a quick online form

 

Fast & Secure Premium Payment Channels
 
Pay easily via M-Pesa using either of the following official options:
 

• Option 1: Paybill 880100 | Account: PAYMYKAVA
• Option 2: Paybill 7596117 | Account: [Your ID Number]

 

Get Your Quote & Buy Online Today!
 

• Quick Quote Link: imana.co.ke/micro-quote
• Product Details Link: imana.co.ke/insurance/imana-health

 

Contact Our Dedicated Support Team
 
Call or WhatsApp us directly at any of the numbers below for immediate assistance:
 

• +254 745 218 460
• +254 113 806 810
• +254 103 806 588
• +254 113 619 635
• +254 796 209 402