COMESA Yellow Card Insurance Kenya | Get a Quote

28Jul

By Raymond Momanyi

COMESA Yellow Card Insurance Kenya | Get a Quote

Get COMESA Yellow Card insurance in Kenya for cross-border driving. Learn how it works, what documents are required and how to compare options.

COMESA Yellow Card insurance in Kenya supports motorists travelling across participating African countries by providing a common third-party motor liability framework. It is designed to reduce the need to buy a separate third-party policy at every participating border, subject to the scheme rules and national laws.

The Yellow Card is not a replacement for comprehensive motor insurance on the vehicle. It mainly addresses third-party liabilities while travelling in the covered territories.

How the COMESA Yellow Card works

A motorist obtains the card through an authorized insurer or intermediary in the country of residence. The card identifies the insured vehicle, period and participating territories. If an accident occurs in another participating country, the scheme’s bureau structure supports handling of the third-party claim.

The current participating countries and issuing arrangements should be confirmed before travel because routes and requirements may change.

Who may need it

Private motorists, commercial vehicles, trucks, buses, motorcycles and other eligible vehicles travelling across borders may require a Yellow Card. The correct class and duration should match the vehicle and journey.

A Kenyan certificate alone should not be assumed to satisfy another country’s motor liability rules.

What the Yellow Card does not cover

The scheme does not ordinarily pay for accidental damage to your own vehicle, theft of your vehicle, mechanical breakdown, personal belongings or routine roadside assistance. Those risks require comprehensive motor insurance or separate benefits where available.

Read the card and related policy documents for limits, exclusions and country-specific requirements.

Documents and information required

Provide the vehicle registration number, logbook or ownership information, current Kenyan motor insurance details, vehicle class, travel countries and intended dates. Commercial and PSV vehicles may require additional documents.

Apply before travel. Buying at the last moment can cause delays if the route, class or ownership needs clarification.

What to do after an accident abroad

Protect life and property first, report the accident to local police, obtain official records and notify the relevant Yellow Card bureau, insurer or intermediary immediately. Collect third-party, witness and scene information without admitting liability.

Follow the claim instructions for the country where the accident occurred and retain copies of every document.

Get a COMESA quotation through Imana

Imana can arrange COMESA Yellow Card quotations for eligible vehicles and explain how the card works alongside the main motor policy. Clients can visit the Westlands office or complete the request online.

Use the COMESA quotation page or Call/WhatsApp +254 796 209 402.

Regulatory note: The COMESA Yellow Card is a regional third-party motor liability scheme with a common claims framework across participating countries.

Frequently Asked Questions

Which countries accept the COMESA Yellow Card?

The scheme applies across participating countries. Confirm the current list and your exact route when requesting the card.

Does the Yellow Card cover damage to my car?

No. It primarily addresses third-party liability. Own-damage protection requires comprehensive insurance.

Can motorcycles get a Yellow Card?

Eligible motorcycles may obtain cover subject to the scheme and insurer requirements.

Can I buy the card at the border?

Availability varies. It is safer to arrange it before travelling.

What if I have an accident in another country?

Report to local police and immediately contact the relevant bureau, insurer or intermediary using the card instructions.

Compare Quotations Through Imana

Compare suitable insurance options before making a decision. Contact Imana Insurance Agency Kenya Ltd for guided quotation support in Westlands, Nairobi and across Kenya.

Call/WhatsApp: +254 796 209 402 | Office: 4th Floor Krishna Centre, Westlands, Nairobi

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